B2C2 Launches PENNY for Instant, Zero-Fee Stablecoin Swaps

Institutional crypto liquidity provider B2C2 has launched PENNY, a new platform enabling instant, zero-fee swaps between major stablecoins, as demand grows for frictionless liquidity tools, the company announced Thursday.

PENNY allows users to exchange stablecoins such as USDT and USDC across multiple blockchains without incurring fees. The platform currently supports six stablecoins — USDT, USDC, USDG, RLUSD, PYUSD, and AUSD — on Ethereum, Tron, Solana, and several Layer 2 networks, with additional assets planned for future integration.

Designed for institutional users, including banks, merchant acquirers, exchanges, and stablecoin infrastructure firms, PENNY executes swaps automatically on-chain through B2C2’s trading infrastructure, which handles roughly $1 billion in daily stablecoin volume.

“Stablecoins have outgrown the crypto trading use case,” said Thomas Restout, B2C2 Group CEO. “As traditional financial institutions and corporates increasingly adopt stablecoin payment rails, PENNY provides infrastructure for real-time execution and settlement without the friction, costs, or fragmentation risks of exchange-based trading.”

The launch coincides with a period of accelerating regulatory clarity in the U.S., EU, and Asia, which has boosted adoption of regulated stablecoins and encouraged new issuers, including banks and fintechs.

“PENNY is an instant and costless facility aimed at the real economy,” said Cactus Raazi, B2C2 U.S. CEO. He described the platform as a significant development in market structure and a major step forward in the evolution of the stablecoin ecosystem.

According to Citi, the global stablecoin market could expand from roughly $300 billion in 2025 to as much as $4 trillion by 2030.

Founded in 2015, B2C2 is one of the earliest and largest institutional liquidity providers in crypto, facilitating over $2 trillion in trading volume across 15 blockchains and operating regulated entities in the Americas, Europe, and Asia-Pacific.